Group benefit plans for small and large businesses

Get help attracting talent and compensating your plan members with an affordable group benefits plan.

Plans and coverage

• Find a simple, cost-effective and tax-efficient plan based on the size of your business and your plan members’ needs
• Choose a group benefits plan to stay competitive as an employer of choice, keep your plan members engaged and productive, and help them manage their health and wellness

Prevention and management

• Find solutions to help you manage the costs associated with your group benefits plan such as disability and absence management programs
• Get support for your plan members to help them make healthier choices and find ways to potentially save money on health care costs
• Provide access to Employee and Family Assistance (EFAP) services for your plan members so they can better handle stress and other health issues

Services you can count on

• Help ensure your organization is protected from fraudulent use of your group benefits plan with fraud prevention support you can trust
• Access online services to easily manage your plan, along with services your plan members can use to quickly and easily submit claims, update their account information and more

Benefits

Customizable, meet your plan members’ and organization’s needs.
Scalable, make sure your plan remains current and competitive.

Plan options

Keep your drug plan sustainable
Support employee health while managing costs with:

• Reasonable and customary limits on dispensing fees
• Mandatory generic substitution
• Tailor your dental plan

Choose what's best for your employees and cover an appropriate mix of:

• Basic and supplementary services (such as cleanings, fillings and x-rays)
• Dentures
• Major restorative services
• Set deductibles and maximums

Offer extended health care services such as:

• Vision
• Chiropractic
• Massage care
• Other professional services

Choose whether to include:

• Dieticians
• Social workers
• Kinesiologists
• Sports therapists

Choose benefits so you only pay for what you need

• Life insurance
• Critical illness insurance
• Accident protection–including coverage for business travel and special events
• Benefits without Borders
• Provide benefits for your Canadian and non-Canadian plan members working in the US or internationally, plan members returning from an extended period outside of Canada, non-Canadian plan members working for you temporarily, and non-Canadians working around the world for you.